Smart Budget Calculator

Notebook showing 50/30/20 rule budget chart with piggy bank, calculator, and receipts on desk, colorful brushstroke background

Monthly Budget Calculator (Zero-Based)

Enter your net monthly income and expenses. The calculator shows totals, leftover, and compares to the 50/30/20 guideline (Needs/Wants/Savings-Debt).

Needs (50%)

Wants & Savings

Summary
Enter values to see your totals.
Total expenses: $0
Leftover: $0
Needs vs Recommended (≤ 50%)0%
Wants vs Recommended (≈ 30%)0%
Savings/Debt vs Recommended (≥ 20%)0%
Needs: rent, utilities, groceries, transport, insurance Wants: dining, subscriptions, entertainment Savings/Debt: savings, investing, extra debt
CategoryAmount
Total$0

✨ Ready to take control of your money use this smart Budget calculator and Learn step-by-step how to create a budget that truly works for your lifestyle. Read the full guide here »