🧮 Debt Snowball / Avalanche Calculator
Your Debts
Snowball pays the smallest balance first. Avalanche targets the highest APR first.
| Name | Balance | APR % | Minimum / mo | Remove |
|---|
We’ll always pay each debt’s minimum first; any extra + freed minimums stack onto the current target debt.
Summary
Debt-Free Date
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Months to Debt-Free
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Total Interest
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Total Paid
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Payoff Order
Timeline (month by month)
| Month # | Calendar | Total Payment | Interest | Principal | Remaining Total | Paid Off This Month |
|---|
Interest is computed monthly from APR/12. Each month: interest accrues, minimums are paid to all, extra + freed minimums are stacked onto the current target, then any surplus rolls to the next debt.
